We know it can be hard to sift through the information when buying a new home and the mortgage process can seem intimidating to first-time homebuyers. At Dorsey, we don’t want you to sweat about acquiring a mortgage solution that fits your needs. We have interviewed our top Mortgage Professional, Brian Morley of Fulton Bank to ease your concerns and help you in buying a new home.
What are the trends you are seeing now?
Despite what is going on as it relates to COVID19, the housing market is still very strong, and there is still demand for homes. This demand is very strong and can be seen very much so in the new construction space.
What type of plans do you offer?
We offer a full suite of mortgage solutions that we tailor to meet the needs of the home buyer. Whether you are buying your first home with a minimal down payment, or you are looking to buy another rental property, we have all sorts of products and solutions in order to inform you about your decision to purchase a home.
How do you decide which loan is best for the homeowner?
This is really about a two-way conversation during which we really strive to better understand what is best for the client. What strategy and product will help put the client in the most advantageous financial position moving.
What is the question you get asked most?
Most people will ask what your rate is, however that is not the best question to be asking as rate isn’t always the best way to look at things. What is better to ask, is what is the best structure for financing that will allow myself and my family to be placed in the best economic situation. We like to look at our borrowers’ full financial picture to make educated recommendations to put people in the best position to succeed financially.
Any misconceptions you get with loans?
People still believe that you need to put 20% down to purchase or build a home. There are still great financing options with low down payments that can allow you to purchase while rates are low.
Why is Dorsey a great option?
Dorsey is one of the best builders in the area, who in my opinion provides a high end newly built home with full transparency. Their ability to also deliver a timely product is unmatched in the industry.
If you have more questions feel free to contact us to help you with anything mortgage-related. At Dorsey, we want you to still be safe AND get the home of your dreams.
